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The Pacific Palisades, one of the wealthiest communities in the U.S., is experiencing the worst fire in its history.

We need to make it incredibly expensive to build in these kinds of environments,’ one expert told The Independent. ‘If the insurance industry refuses to sell policies, maybe people won’t risk it’

Insurance costs in one of the most expensive U.S. neighborhoods are relatively low Tight regulations keep prices down but discourage insurers Insurance costs more in New Orleans' Lower Ninth Ward Jan 9 - The Pacific Palisades area ravaged by wildfires in Los Angeles is one of the most expensive neighborhoods in the U.

Coverage of the fires ravaging Altadena, Malibu, Pacific Palisades and Pasadena, including stories about the devastation, issues firefighters faced and the weather.

Nearly a dozen people are believed to be dead and many more injured as several fires broke out across Southern California amid historically dry and windy conditions.

A brush fire broke out Tuesday near the Pacific Palisades, a coastal neighborhood on the west side of Los Angeles, and quickly exploded.